Motor accidents and insurance matters are drastically growing in India because of growing number of fast cars, unawareness about road rules and misfortunes. These accidents are causing grave loss to life of individuals, loss of limbs to human, and financial loss to all. The loss although cannot be fulfilled however same can be compensated by the insurance company. The third party motor vehicle insurance has been made compulsory by the government of India seeing the number of accident which helps in rebuilding the life’s of individuals and their families who have met with unfortunate accidents. The same insurance helps in rebuilding the vehicle damages also for the individuals. Normally the motor accident matters comes before the Motor Accident Claim Tribunal constituted exclusively to deal with motor accident cases.